The Nisab for Zakat is the minimum amount of wealth a Muslim must own before they are Islamically obligated to pay Zakat. If your total Zakatable wealth is below Nisab, Zakat is not due.
For the simplest way to check whether you meet Nisab in Australia (and to calculate what you owe), use our Zakat Calculator.
Nisab is based on fixed Islamic benchmarks tied to gold and silver, but the AUD value changes because metal prices fluctuate. That’s why the Nisab amount in dollars can move throughout the year.
Nisab is traditionally calculated using these benchmarks:
Gold Nisab: the value of 85 grams of gold
Silver Nisab: the value of 595 grams of silver
Because gold and silver have different prices, the Nisab threshold in AUD can be very different depending on which standard you use.
If you want a step-by-step walkthrough, read How do I calculate Zakat?
Many Australian Muslims ask whether to use the Silver Nisab or the Gold Nisab:
Silver Nisab is lower, which means more people meet the threshold and give Zakat sooner.
Gold Nisab is higher, which means fewer people meet the threshold.
A practical approach is to choose one method and use it consistently (and if you’re unsure, confirm with a scholar you trust). If your aim is to be cautious in fulfilling the obligation and maximise help to those in need, many people choose the lower (silver) threshold.
Reaching Nisab doesn’t always mean Zakat is due immediately. Commonly, Zakat becomes due when your wealth has been at or above Nisab for one lunar year (Hawl) and you still meet Nisab on your Zakat due date.
If your wealth drops below Nisab during the year, many people treat that as restarting the count once they are back above Nisab.
A simple way to work it out:
Add up your Zakatable assets (cash/savings, eligible gold/silver, eligible investments, business stock where applicable).
Subtract eligible short-term debts/liabilities.
Compare what remains to Nisab (gold or silver).
If Zakat is due, calculate 2.5% of the qualifying amount.
If you want a guided breakdown, read Zakat Calculator Australia: How to Calculate Your Zakat Easily or use the Zakat Calculator to calculate in minutes.
Once you’ve confirmed you’re above Nisab and your Zakat is due, the next step is to Donate Zakat in a way that reaches eligible recipients.
Before you give, it can help to understand Who can receive Zakat? And if you’re considering helping relatives, read Can Zakat be given to family members?
Does Nisab change in Australia?
The benchmark is based on gold/silver, but the AUD value changes as prices fluctuate.
If I’m below Nisab, do I still pay Zakat?
No — Zakat is not obligatory if you are below Nisab.
Should I use gold or silver Nisab?
Both are used. Many people choose one method consistently, often based on scholarly guidance and personal caution.
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